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A bad VantageScore® is a score below That said, lenders may have different ideas of what a bad credit score is when they're reviewing a loan application. PREMIER Bankcard® Mastercard® Credit Card · Merit Platinum Card · Secured Chime Credit Builder Visa® Credit Card · Surge Mastercard® Credit Card · Self - Credit. Best Credit Cards for Bad Credit · Capital One Secured MasterCard · OpenSky Secured Visa Credit Card · Takeaways On The Best Credit Cards For Bad Credit. Secured credit cards are for people who need to establish credit, repair their poor credit histories and rebuild their credit. The PREMIER Bankcard® Mastercard® Credit Card is our first option for those with bad credit. It's reported that applicants with scores as low as + may be.
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